Retiree Health, Dental and Travel Insurance
Why choose RTIP?
Figuring out what to do about health, travel and dental benefits is one of the most important decisions you will make in retirement. There are a lot of factors to consider and it isn’t always easy to know where to begin. RTIP offers five plans, with four different prescription drug maximums, which all include extended health care protection including travel and the option to add dental coverage at any time.
What plan is right for you?
To start, find out what your current annual prescription drug costs are. If you aren't sure, call your pharmacist; they can help. Once you have this number, you will be able to review our many plan options and choose the plan with coverage limits that best suit you and your family.
Included in all RTIP Plans
The CAREpath Cancer Assistance Program provides services to help you navigate the complex health care system to ensure you receive the very best cancer-related treatment and support.
Stretch your prescription drug benefit dollars further when you use the Express Scripts Canada Pharmacy home delivery program for your maintenance medication.
With over 45 partnered companies across Ontario, RTIP members have free access to discounts, contests and special events through Edvantage.
Still unsure? The extended health care benefits chart will help you identify the RTIP plan that best suits your needs.
You are not locked in! As an education employee, you may be retiring earlier than the average Canadian, and your extended health care needs will likely change over time. This is why RTIP offers multiple plans. You can choose the coverage that best suits your needs now, and when your needs change, you can increase or decrease your coverage at your next renewal (January 1).*
We understand that the decisions you make about your health are important ones, so we want you to know all the facts before making them. If you still have questions, please contact a life and living benefits sales representative at 1.800.267.6847.
*Once you decrease your health coverage, you must wait two years before you are able to increase your coverage again. An increase to the Gold Elite plan or an increase of more than one plan level requires medical evidence of insurability.
Additional Plan Information
Still have questions?
Talk to an OTIP life and living benefits sales representative – call 1.800.267.6847 today!
More information about planning for retirement >