Our commitment to insurance built around our members doesn’t stop at retirement. OTIP’s Retired Teachers Insurance Plans (RTIP) are some of the most flexible programs available to the retired education community. All retired Ontario education employees, their families and survivors are eligible to apply for coverage under an RTIP plan, and there is no age restriction.

RTIP offers three health, dental and travel insurance plans to choose from, with different prescription drug maximums and the freedom to increase or decrease your coverage at your next renewal.

RTIP Plus 4000
RTIP Plus 4000 provides $4,000 in prescription drug coverage per person, including diabetic supplies, per calendar year. With superior health-care coverage, unlimited semi-private hospital accommodation and deluxe travel insurance built in, it is the choice of many education employees.

RTIP Gold 2500
RTIP Gold 2500 is the perfect plan for members who need less prescription drug coverage but still want all of the other comprehensive health-care services and deluxe travel insurance with the option to add dental coverage.

RTIP Gold 750
RTIP Gold 750 is the right plan for members who may require reduced prescription drug coverage but still want all of the other comprehensive health-care services and deluxe travel insurance with the option to add dental coverage.