Plan members whose ELHT-funded or EWBT-funded Basic Life and/or Accidental Death and Dismemberment (AD&D) premiums accumulated to more than $25 in the year will be issued a T4A tax slip. If the member's premium is under $25 for the year, they are not eligible for a T4A.

Those who pay 100% of their life benefits in the entire tax year will not be issued a T4A.
 

If you no longer have access to the plan member site, you will be mailed a physical copy of your T4A tax slip via Canada Post by February 29. 

Following the new guidelines outlined by the CRA, with limited exceptions, OTIP no longer requires member consent to automatically provide digital T4A tax slips. T4As will be available on a secure member portal to ensure that your personal information is protected and easily accessible by you.

You, or a personal accountant, do not need to submit a copy of your T4A slip to the CRA when filing your taxes. OTIP provides the CRA with your T4A tax slip and other relevant information each year. If you would like to download or print a copy of your T4A for your own records, you can access a digital T4A slip in late February 2024.

You can still use the amounts on the T4A slip with your previous address for your tax return.

A digital T4A slip will be available online from late February to May 31. Log in to OTIP’s secure member site and you will be able to access your T4A slip.  After May 31, you can visit the Canada Revenue Agency  to access your T4A slip. 

Reminder: You, or a personal accountant, do not need to submit a copy of your T4A slip to the CRA when filing your taxes. OTIP provides the CRA with your T4A tax slip and other relevant information each year.

If you have health and/or dental insurance with RTIP (Retired Teachers Insurance Plan), you will get a receipt for the amount of insurance premiums that you paid in this tax year. You can access this receipt on the RTIP plan member site by the end of February.

For life insurance only, you will not get a T4A slip from OTIP because RTIP does not provide life insurance.

Please follow the steps below to access your digital premium receipt, either through your RTIP plan member site or the RTIP mobile app:

Through the RTIP plan member site:

1. Log into the RTIP plan member site.

2. Click on your name, located in the top right corner of the page.

3. Select “Your OTIP Account”.

4. Select “Payments” and then select “Premium Payment History”.

5. You'll see your monthly premium payments.  You can also enter a specified time period and select “Apply”.

6. ​Print the premium statement by selecting “Print Full Report” then “Print”.

Through the RTIP Mobile App:

1. Once logged in to the app, tap the ‘More’ button (look for three horizontal lines) in the lower right corner.

2. Under “Settings & Preferences”, tap “Payments”.

3. Tap “Premium Reports”.

4. Your premium payment history will be displayed.

5. You can use the ‘filter’ in the top right of the screen to enter a specific time period.

6. To print your report, tap the downward-facing arrow located just below the title “Premium Reports’.

7. Your ‘Premium Payment History’ report will display and can be printed.

Canada’s tax year is January 1 to December 31.
 
T4 slip: statement of employment income for the tax year. This is issued by your school board/employer.
 
T4A slip: statement of pension income and benefits (e.g. Basic Life, Accidental Death and Dismemberment). OTIP, the plan administrator of your Employee Life and Health Trust Benefits Plan, issues your T4A for any basic life and AD&D insurance benefits funded by the ELHT.
 
If the Basic Life and Basic Accidental Death and Dismemberment (AD&D) benefits are paid for by your Employee Life and Health Trust (ELHT), you will get a digital T4A slip for these taxable benefits. Prior to 2017, these amounts would have been reported to you on your T4 slip from your school board/employer as a taxable benefit.
 
These taxable benefit amounts were calculated based on the basic life and AD&D premiums paid by your ELHT for the tax year (January to December).
 
NOTE: The OTIP T4A slip will not include any pension-related information.

If you are a Quebec resident, we will send you a letter with information on the health and dental premiums for Revenu Quebec’s tax requirements.
 

If the Social Insurance Number (SIN) on your T4A slip is incorrect, please contact your school board/employer and OTIP Benefits Services at 1-866-783-6847. A new T4A slip will be issued to you. It is important to have this error corrected as an incorrect SIN can affect your future Canada Pension Plan (CPP) benefits. This can also impact your Registered Pension Plan (RPP) and Registered Retirement Savings Plan (RRSP) contributions now and in the future.

If you lived in Quebec in the current tax year, you will get a letter from OTIP with amounts for any funded health and dental benefits. You will need to report this with your taxable income.

You can visit the Canada Revenue Agency  to access T4A slips from previous tax years.