Welcome back to another school year! We hope you’re feeling refreshed and inspired after the summer break. Now is an ideal time to reflect on your accomplishments and plan for the future, both personally and professionally. We want to reassure you that our team is committed to supporting your health, wellness, and financial security so you can thrive in your pivotal role within the education community.

You may be most familiar with Ontario Teachers Insurance Plan (OTIP) as your group benefits provider, but did you know that we also offer personal insurance coverage? Your local union and Provincial Affiliate partner with OTIP to ensure you have access to the following:
 

• Exclusive auto and home insurance rates. Our in-house claims services are available to support you through the claims process.

• Three flexible retiree health, dental and travel insurance plans.

• Life insurance and identity theft and cyber protection.

Are you a part of AEFO, CUPE, ETFO, OECTA, or OSSTF? Fortunately for you (and us!), OTIP is your exclusive auto and home insurance provider!

We provide insurance built for all members of the education community. Our customers also have access to contests, awards, bursaries, and special offers, including EdvantagePerks, your exclusive savings program.

Read on to learn more about what we’re proud of.

Coverage that fits your lifestyle and gives back to our communities
What sets us apart as an insurance brokerage is that we offer exclusive auto and home insurance discounts for the Ontario education community. We’re a not-for-profit insurance advocate that proudly uses our profits to help fund important and unique value-added programs for active and retired members. We make finding the right auto and home insurance coverage easy. When you get a quote from us, our brokers will compare your options against multiple carriers to ensure you get the right coverage at the best rate, saving you time, effort, and money!

Moreover, we offer an exclusive Education Extra Package designed to give you peace of mind, whether your belongings are at home or school.

As our way of saying thank you for getting an auto and/or home insurance quote, we'll send you a $20 gift card of your choice. Plus, when you get a quote throughout September and October, you'll be automatically entered into our Back to School Bonus Contest for a chance to win $1,000 cash! Get an online quote or call 1-888-892-4935 and mention this offer. Read the rules and regulations here.

Endless ways to save with EdvantagePerks
Whether you're shopping for clothes, making updates to your home, planning a vacation, or simply looking for a break on your phone bill, EdvantagePerks has a discount! We partner with several of your favourite brands to offer the Ontario education community exclusive deals that help you save. If you haven't already, why not register for your free online account and automatically enter our Win with EdvantagePerks contest? Stay tuned for more details on the EdvantagePerks website’s What’s New section about our lineup of recently added partners.

Retire with RTIP
OTIP is here for you even after you retire with our Retired Teachers Insurance Plan (RTIP). RTIP is the only provider of retiree health, dental, and travel insurance to offer three different plan choices and coverage limit options to the Ontario education community. Plus, when you become an RTIP member, you'll still have access to the EdvantagePerks savings program and the discounts you love.

If you’re retiring this year or starting to plan for your retirement, we’re here to support you through this exciting next step. We’re pleased to offer a smooth transition from your group benefits to retirement coverage with RTIP Easy Enrol*. RTIP Easy Enrol provides a simplified coverage selection process for members approaching retirement without having to complete our standard RTIP application form.

We know there are many things to consider when transitioning into retirement. That's why we provide free retirement planning resources like our plan selector tool, podcast, and workshops, some featuring financial planning advice from Educators Financial Group. Learn more about retiring with RTIP.

A culture of caring
We're committed to doing good by investing in what matters most to our people and putting our purpose into action by giving back to our communities. Whether through our time, talents, or financial contributions, we're proud to be a force for good.

Some momentous wins we’re delighted to share with you:

• In May 2024, Curo Claims Services achieved EcoClaim Certification, which will help Curo to implement sustainability practices by adopting lower-carbon solutions into our claims-management practices.
• In July 2024, we released our first Impact Report! Our 2023 OTIP Impact Report highlights our commitment to our members, our people, and the well-being of communities. We're thrilled about our accomplishments and the progress we're making toward our forward-looking goals.
• On August 23, 2024, we hosted our 34th annual Charity Golf Classic. The proceeds will support four incredible charities doing important work in our communities: Indspire, Kids Help Phone, Student Nutrition Ontario Central West, and United for Literacy.
• We're kicking off the new school year by accepting applications to The Press Start CoLab High School Program throughout September 2024. This year's CoLab High School Program is all about the mental health of young people in Canada. We encourage you to apply!
• We’re excited to celebrate the 30th anniversary of the OTIP Bursary program, starting in October 2024.

Start of school benefit reminders
Are you a group benefits plan member? Check out our article for important reminders on reviewing and updating your group benefits coverage as we enter a new school year.

* Members over the age of 58 who are currently within 90 days prior to their retirement date or up to 60 days after their retirement date are eligible for RTIP Easy Enrol.