As a member with long term disability (LTD) coverage through OTIP, you may be eligible for a variety of programs and services meant to assist you along your journey to achieving good health. These programs come at no additional cost to you and include many valuable features.

Carepath
If you or a loved one has been recently diagnosed with cancer, Carepath can assist. Carepath is a Canadian cancer assistance program that will help you navigate the complex health care system so you and your family can receive the very best cancer-related treatment and support. Carepath will suggest questions to ask your doctors, explain test results and help determine the best treatment plan for you. To contact Carepath, call 1-800-290-5106 or visit otip.carepath.ca.

Starling Minds
Starling Minds is a self-guided digital program that is available 24/7, private, and tailored to you. Access tools to help better manage your mental health and substance use including daily checkups, guided training sessions, and a supportive community. Based on Cognitive Behavioural Therapy, it can be used with medication or in-person therapy. Visit otip.com/otip-wellness-partners for more information on Starling Minds!

CPP appeal services
If your CPP disability claim has been denied or terminated, an OTIP disability service representative (DSR) can assist you with your appeal. Learn more about the appeal process.

Early Intervention
Early Intervention is a confidential support program, offered at no cost through your LTD plan, that provides support and assistance to help prevent or shorten the duration of an LTD claim. Your participation does not affect a future LTD claim submission, premium or any matters related to your plan. For more information, visit our FAQ page.

Rehabilitation services
You want to get back to the job you love, and we want to help you. A professional OTIP Rehabilitation Consultant (RC) in your area will work with you to develop a return-to-work plan that fits your needs. Learn more.

At OTIP, you are our reason for being and we care about your well-being. To learn more about any of these programs and your eligibility, please contact OTIP Benefits Services at 1‑866‑783‑6847.